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Auto Insurance

J.C. Phan Insurance Agency

Exclusive offers to help you lower insurance costs, along with flexible coverage options for 2-door cars, 4-door cars, rental cars, and classic cars
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Auto Insurance Application

Please fill in the following information completely to receive the best support.

Auto Insurance Program

Driver 1:

Driver 2:

Driver 3:

Driver 4:

Driver 5:

By clicking “Submit”, Iย hereby appoint Independence Insurance Center (IIC) as my Broker of Record for all lines of business and acknowledge that:ย (i) The above information provided to IIC Independence Insurance Center is true and correct, and (ii) if untruthful or inaccurate, may result in an increase in premium, or rejection, cancellation, or rescission of my policy by the insurance company. I further understand that this document does not infer or bind coverage of any kind. My agent has fully explained and provided me with ample opportunity to ask any questions concerning all coverages, limits, and insurance companies available.

Types of Auto Insurance

J.C. Phan Auto Insurance is designed to fit your needs whether you are driving or parked. Keeping you, your loved ones, and your car protected with coverage packages including:

Protects your car from non-collision risks such as natural disasters, theft, fire, or vandalism.

Pays for bodily injury and property damage to third parties when you are the one causing the accident.

Ensures payment of medical expenses for you and accompanying passengers in an accident, regardless of who is at fault.

Covers rental car costs while your car is being repaired after an accident.

Pays for repair or replacement of your car when damaged by a collision, regardless of fault.

Protects you against risks when involved in an accident with drivers who have no or insufficient insurance.

Emergency support when your car has issues on the road like engine failure, flat tire, running out of gas, or needs towing.

Get Quote
Bแบฃo hiแปƒm รด tรด[Tiแบฟng Anh]

Auto Insurance Application

Please fill in the following information completely to receive the best support.

Auto Insurance Program

Driver 1:

Driver 2:

Driver 3:

Driver 4:

Driver 5:

By clicking “Submit”, Iย hereby appoint Independence Insurance Center (IIC) as my Broker of Record for all lines of business and acknowledge that:ย (i) The above information provided to IIC Independence Insurance Center is true and correct, and (ii) if untruthful or inaccurate, may result in an increase in premium, or rejection, cancellation, or rescission of my policy by the insurance company. I further understand that this document does not infer or bind coverage of any kind. My agent has fully explained and provided me with ample opportunity to ask any questions concerning all coverages, limits, and insurance companies available.

How to save on auto insurance costs at J.C. Phan Insurance

We offer many ways to help you save on auto insurance premiums, including:

Save when you bundle home, auto, or other types of insurance.

Special discounts for safe drivers with clean driving records.

Students who maintain good academic standing or attend school more than 100 miles away from where the vehicle is parked.

Cars equipped with safety features like anti-theft devices or anti-lock braking systems (ABS) will receive premium discounts.

Save when you pay your policy in full or maintain a history of on-time payments.

Offers & Savings

J.C. Phan Insurance offers discount programs for auto insurance policies, including lower rates for safe drivers, low-mileage drivers, and bundled insurance services.

Connect with Drivewise and save more with rates based on your safe driving habits.

Pay-per-mile insurance plan helps you save more if you drive less.

Save up to 25%** on insurance premiums when you bundle home and auto insurance.

Get Quote
Bแบฃo hiแปƒm รด tรด[Tiแบฟng Anh]

Auto Insurance Application

Please fill in the following information completely to receive the best support.

Auto Insurance Program

Driver 1:

Driver 2:

Driver 3:

Driver 4:

Driver 5:

By clicking “Submit”, Iย hereby appoint Independence Insurance Center (IIC) as my Broker of Record for all lines of business and acknowledge that:ย (i) The above information provided to IIC Independence Insurance Center is true and correct, and (ii) if untruthful or inaccurate, may result in an increase in premium, or rejection, cancellation, or rescission of my policy by the insurance company. I further understand that this document does not infer or bind coverage of any kind. My agent has fully explained and provided me with ample opportunity to ask any questions concerning all coverages, limits, and insurance companies available.

Auto insurance for special cases

Every driver is different, and your insurance should be too. We offer a variety of insurance types to help you have peace of mind on every journey, including:

Comprehensive protection for your electric vehicle with custom-designed benefits, including batteries, charging, and modern technologies.

Optimal protection for young drivers, giving parents peace of mind as their children embark on their first journey.

Exclusively for Grab, Uber, and Lyft drivers โ€“ protecting you and your passengers on every trip, even when company insurance doesn’t cover it.

Special insurance packages for collectibles and valuable classic cars, helping you preserve and protect your passion mile after mile.

Get Quote
Bแบฃo hiแปƒm รด tรด[Tiแบฟng Anh]

Auto Insurance Application

Please fill in the following information completely to receive the best support.

Auto Insurance Program

Driver 1:

Driver 2:

Driver 3:

Driver 4:

Driver 5:

By clicking “Submit”, Iย hereby appoint Independence Insurance Center (IIC) as my Broker of Record for all lines of business and acknowledge that:ย (i) The above information provided to IIC Independence Insurance Center is true and correct, and (ii) if untruthful or inaccurate, may result in an increase in premium, or rejection, cancellation, or rescission of my policy by the insurance company. I further understand that this document does not infer or bind coverage of any kind. My agent has fully explained and provided me with ample opportunity to ask any questions concerning all coverages, limits, and insurance companies available.

Why do you need auto insurance?

If you are involved in a covered accident, auto insurance will help pay for medical expenses, vehicle repairs, and legal fees.

Get Quote
Bแบฃo hiแปƒm รด tรด[Tiแบฟng Anh]

Auto Insurance Application

Please fill in the following information completely to receive the best support.

Auto Insurance Program

Driver 1:

Driver 2:

Driver 3:

Driver 4:

Driver 5:

By clicking “Submit”, Iย hereby appoint Independence Insurance Center (IIC) as my Broker of Record for all lines of business and acknowledge that:ย (i) The above information provided to IIC Independence Insurance Center is true and correct, and (ii) if untruthful or inaccurate, may result in an increase in premium, or rejection, cancellation, or rescission of my policy by the insurance company. I further understand that this document does not infer or bind coverage of any kind. My agent has fully explained and provided me with ample opportunity to ask any questions concerning all coverages, limits, and insurance companies available.

What auto insurance is required in your state?

Auto insurance is required in most U.S. states, but coverage types and limits may vary. Check your state’s specific requirements to determine your suitable coverage needs.

What do you need to get an auto insurance quote?

To receive an auto insurance quote from J.C. Phan Insurance, you need to provide the following information:

Get Quote
Bแบฃo hiแปƒm รด tรด[Tiแบฟng Anh]

Auto Insurance Application

Please fill in the following information completely to receive the best support.

Auto Insurance Program

Driver 1:

Driver 2:

Driver 3:

Driver 4:

Driver 5:

By clicking “Submit”, Iย hereby appoint Independence Insurance Center (IIC) as my Broker of Record for all lines of business and acknowledge that:ย (i) The above information provided to IIC Independence Insurance Center is true and correct, and (ii) if untruthful or inaccurate, may result in an increase in premium, or rejection, cancellation, or rescission of my policy by the insurance company. I further understand that this document does not infer or bind coverage of any kind. My agent has fully explained and provided me with ample opportunity to ask any questions concerning all coverages, limits, and insurance companies available.

How do you compare car insurance quotes?

Consider your state requirements and any specific coverage types you may need, such as collision or comprehensive

Think about your personal needs when choosing your car insurance coverage limits.

Pick an amount you can comfortably afford to pay towards a claim.

Find an auto insurance agent

J.C. Phan Insurance agents are ready to help you find customized coverage, policy discounts, and even guide you through the auto claim process.

Get Quote
Bแบฃo hiแปƒm รด tรด[Tiแบฟng Anh]

Auto Insurance Application

Please fill in the following information completely to receive the best support.

Auto Insurance Program

Driver 1:

Driver 2:

Driver 3:

Driver 4:

Driver 5:

By clicking “Submit”, Iย hereby appoint Independence Insurance Center (IIC) as my Broker of Record for all lines of business and acknowledge that:ย (i) The above information provided to IIC Independence Insurance Center is true and correct, and (ii) if untruthful or inaccurate, may result in an increase in premium, or rejection, cancellation, or rescission of my policy by the insurance company. I further understand that this document does not infer or bind coverage of any kind. My agent has fully explained and provided me with ample opportunity to ask any questions concerning all coverages, limits, and insurance companies available.

Auto Insurance Questions

There are important steps you need to take if you get into a car accident:

  • Always remember to check yourself and your passengers for injuries first, then call 911.
  • Exchange information with the other driver and take photos. Try to avoid discussions about who is at fault.
  • Report the accident to your insurance company by filing a claim.
  • Contact us if you need assistance

Many factors including location, driving habits, and the type of car you drive help determine the amount you will pay. You can estimate your monthly payment with our car insurance calculator.

The amount you are responsible for paying before insurance kicks in is called a deductible. Typically, the higher your deductible, the lower your premium.

Rental cars are not included in all types of insurance. Make sure to check your policy or ask your insurance agent to see if your personal insurance covers rental cars.

This type of insurance helps pay the difference between the amount you owe on a car loan or lease and the car’s actual cash value in the event of a total loss or theft.